YB Realty Lenders

tj@ybrealty.com

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Total Mortgage Services

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tj@ybrealty.com

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

Total Mortgage

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Total Mortgage

  • NameNicolas Fabian
  • License1748676
  • Phone203-814-2142
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Total Mortgage

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

tj@ybrealty.com

Ask A Mortgage Question

Total Mortgage Services

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

Total Mortgage

Ask A Mortgage Question

Total Mortgage Services

  • NameThomas J. Bepko III
  • LicenseNMLS 202157
  • Phone808-780-6572
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About

In 2003, I began my mortgage career in San Francisco, California after serving in the United States Army. Over the next several years, I developed a skill and passion for helping people purchase homes with the best financing plan possible. Then in 2012, I joined Total Mortgage as a loan officer and quickly excelled there, playing a key role in opening their first true retail branch in Fairfield, CT. My high-energy work style and dedication to my clients continued to serve me well, leading me to my current role as Executive Vice President of Sales. With over a dozen outside branches and many more loan officers under my wing, I take great pride in making sure everyone has the support needed to thrive in today’s ever-changing mortgage industry.

Total Mortgage

  • NameTina Terenzio
  • License1815177
  • Phone203-913-4852
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Total Mortgage

  • NameJake Healy
  • License1028904
  • Phone203-209-5554
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tj@ybrealty.com

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Total Mortgage Services

  • NameChristopher Affinito
  • Phone203-815-4528
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About YB Realty

At YB Realty we're on top of the Real Estate Market so our clients don't have to be! We take advantage of today's innovative technology to aid in the Real Estate transaction process, but never at the expense of making real connections. With over 20 years of experience we pride ourselves in exceeding your real estate expectations.
Whether you're buying or selling at YB Realty our goal is for you to......Live Where You Love.

Latest Blog Posts

Dear Seller, I love your house

A buyer’s love letterI know this may sound old school, and classify me as a “Boomer”, but a written letter to a seller of a home as part of your offer is pure gold. There are very

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Why do I need a Background or Credit Check to rent?

Just imagine this scenario...you are going to let someone, you don't know, live in your home. You are then going to trust that this person is going to be responsible enough to pay part of your

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Why do I need to sign a Buyer-Broker Agreement?

Are you afraid to be exclusive...with your Real Estate Agent? Is it because of the possible long term commitment? If you answered yes to either of these questions, let me assure you, that this

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Why do you need my pay stubs or bank records?

More times than I wish to count I have been asked "Why do you need my pay stubs?" when a prospective tenant is looking to rent a property. This question is a question of insecurity, because they are

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